Articles Posted in Debt Defense

If you’re getting calls from debt collectors, you might have several issues going on in your life. You probably don’t have a lot of time to talk to a stranger trying to get you to pay them money. Or you might have all the time in the world but no money to give. If you…

Most of the civil litigation clients who come to see me want some person or company to pay them. You may be angry that the defendant has broken a contract or otherwise failed to deliver on some promise or warranty. You may even want the defendant to perform some specific action, and injunctive relief is sometimes…

Don’t face your debt alone. Hire a lawyer to stand up for you to your creditors. You want a lawyer who understands you and your goals. But also you want a lawyer who understands your creditors and the entire debt collection process. An advocate who will fight for you. Don’t face your debt alone. At…

An adversary proceeding is a lawsuit filed within a bankruptcy case. Creditors, bankruptcy trustees, and other interested parties can file adversary proceedings in a bankruptcy, as can the bankruptcy filer. Bankruptcy offers both debtors and creditors finality in the adjudication of debts. An adversary proceeding is litigation in bankruptcy court to resolve the obligations of…

Big, bad changes may be coming to the U.S. civil litigation court system. Four Republican-sponsored “tort reform” bills are currently making their way through Congress. Each of these pieces of pending legislation would protect corporations at the expense of consumers. And perhaps to no surprise, the bills are backed by the U.S. Chamber of Commerce and dozens…

You cannot prevent a plaintiff from suing you. The case may have no merit, and the plaintiff may even be guilty of abuse of process. But you cannot avoid litigation if the plaintiff names you as a defendant. Here’s what to do when you get sued. Don’t Freak Out Maybe you were expecting a lawsuit.…

Good debt collection defenses flow from the specific circumstances of the debt. Bad debt collection defenses merely delay the lawsuit without changing its outcome. And the worst debt collection defenses are irrelevant, waste the court’s time, and possibly add costs and fees to your balance. Here are the Top 5 Worst Debt Collection Defenses. I Can’t Afford to…

Effective immediately, the  jurisdictional limit of D.C.’s Small Claims Court has increased from $5,000 to $10,000. By contrast, Virginia’s small claims (General District Court) limit is $25,000, and Maryland’s small claims (District Court) limit is $30,000. The D.C. small claims increase took effect pursuant to the District of Columbia Judicial Financial Transparency Act of 2016. Make no…

Going into court alone (or “pro se”) to defend a Virginia warrant in debt lawsuit can not only be intimidating. It can also cost you a lot of money. Here are five good reasons why you should hire Lee Legal to defend your Virginia warrant in debt lawsuit. 1.  Send a Signal of Strength Retaining Lee Legal…

Delinquent debt has given rise to an entire debt buying industry. When a debt becomes seriously delinquent, the bank holding the debt will write it off then sell it to a debt buyer, like Midland Funding, for a tiny fraction of the amount of the debt. In turn, that debt buyer might sell it to yet…